Benefits of Using a Small Business Debit Card for Expenses

As a small business owner, you are not only offering services, but you are also in charge of your business expenses. That means you are in charge of all the essential budgeting for your small business, including managing cash flow, tracking expenses, and planning for taxes. Managing all these things on a day-to-day basis can get overwhelming, but GigZter is here to help. GigZter’s Business Debit Card has many advantages to simplifying and automating your small business banking.

Spend Only the Money You Have

One of the essential parts of running a small business is ensuring that your cash flow stays in the black. While business credit cards allow you to borrow money ahead of time from the card issuer, you are running the risk of fees, interest payments, a credit card balance that can quickly get out of control, and even a hit to your credit score.

Unlike credit cards, debit cards only allow you to spend your money and no more. You can rest assured of where your budget is and not be tempted to spend more than you have. 

Keep Track of Your Business Taxes

As a small business owner, you have access to tax deductions for business spending that many other workers do not. These tax deductions are a massive support for your small business during tax season. However, it can be challenging to keep track of tax rules and receipts. Thankfully, one of the critical benefits of GigZter’s Business Debit Card is that it keeps track of your taxable expenses in real-time.

Each time you use your GigZter’s Business Debit Card, you can categorize expenses to maximize your tax savings. 

Your Money is Yours, Get it Quick & Keep it Fee Free.

One of the best advantages of using a business debit card is that you are free of the fees that often come with credit cards. With GigZter’s Business Debit Card, there is no minimum balance, no fees, no transaction fees, and access to a vast network of ATMs. You work hard for your money, and it should stay in your pocket unless you want to spend it on those things that are important to you.